Definition: The term "new to car insurance" can be defined as the period of time following a previous accident or damage that makes it necessary for the new policyholder to obtain a different form of coverage, such as collision or comprehensive, rather than just standard comprehensive. The term "new to car insurance" is often used by insurance companies to differentiate between policies that are more expensive due to their premium rates and those that offer lower rates but have additional features like higher deductibles or additional coverage options.
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